When to Use This Message
Request a Mortgage Statement when:
- You need your annual mortgage statement for tax filing purposes.
- You're applying for refinancing and need a recent statement showing your balance and payment history.
- You haven't received your expected statement and want a reissue.
- You need proof of your payment history for a dispute or financial review.
Message Writing Tips
- Specify the Statement Period: State the exact year, month, or date range you need so the lender sends the right document.
- Mention the Reason If Relevant: Noting it's for taxes or a refinance application can help the request get routed to the right department faster.
- Ask About Delivery Format: Specify whether you need a mailed copy, PDF by email, or access through an online portal.
- Reference Your Loan Number: Include your mortgage account number to avoid delays from manual account lookups.
Frequently Asked Questions
What's the difference between a mortgage statement and a 1098 tax form?
A mortgage statement shows your balance and payment history; the 1098 specifically reports mortgage interest paid for tax purposes — clarify which one you need.
How far back can I request statements?
Policies vary by lender, but most can provide several years of history; older records may take longer to retrieve.
Is there a fee for requesting an old statement?
Some lenders charge for reissuing statements from prior years — ask about this if you need historical records, not just the current one.